Get a copy of the title deed from your county clerk's office. https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds Phone Number: 989-354-9547 Joint Tenants with Full Rights of Survivorship. Grayling, MI 49738 https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds Phone Number: 989-831-7337 211 W. Main St. Bring a government-issued photo ID with you when you get your signature notarized. X These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. 205 E. 11th St. Fax Number: 906-875-0658 8562 They still used my income, but I'm not on the note. She received her JD from Indiana University Maurer School of Law in 2006. Fax Number: 906-863-8839 If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. 111 South Canal Street If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. This is wonderful!". P.O. 806 W. Houghton Avenue, Room 104 Phone Number: 231-533-6683 Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. Box 269 Phone Number: 989-426-7551 https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. County Government Building If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Flint, MI 48502 Phone Number: 989-317-4089 To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Email: register@masoncounty.net http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds Phone Number: 989-362-2021 This might end up activating the due-on-sale clause if it is part of your mortgage clauses. Fax Number: 989-354-9646 300 Monroe Avenue, NW Phone Number: 231-724-6271 https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds Accessed April 10, 2020. Phone Number: 517-546-0270 Transferring ownership of a house also means your property will likely be reassessed for tax purposes. Phone Number: 269-945-1289 Tawas City, MI 48764 I want to sell it, but have back taxes. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Tenants by the Entirety. http://www.mackinaccounty.net/departments/register-of-deeds/, Macomb County Register of Deeds Public Works . Muskegon, MI 49442 Use full legal names, and the appropriate language to create the type of co-ownership you've chosen. Fax Number: 269-445-4453 Mio, MI 48647 220 W. Ellsworth Street In some cases, you may be able to order the deed online. Email: jwinton@oscodacountymi.com "Estate Tax." Building 12 East If you add your spouse to your deed, he will have to use your basis if he later sells the property. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/ba\/1540420-1.jpg\/v4-460px-1540420-1.jpg","bigUrl":"\/images\/thumb\/b\/ba\/1540420-1.jpg\/aid1540420-v4-728px-1540420-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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\n<\/p><\/div>"}. Phone Number: 989-846-9201 If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. Use a typewriter or computer printer when filling in the information on the deed to ensure it is legible. https://www.co.huron.mi.us/register-of-deeds, Ingham County Register of Deeds 605 N. Birch St. P.O. Make sure you select the one that best suits your needs. Hastings, MI, 49058 P.O. "Frequently Asked Questions on Gift Taxes." You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. Fax Number: 231-398-3544 Phone Number: 248-858-0581 There are 8 references cited in this article, which can be found at the bottom of the page. Allegan, MI 49010 https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds P.O. It doesn't matter whether money was exchanged or not. Generally, anyone who dies during the first 120 hours after . Phone Number: 231-779-9455 http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds P.O. Fax Number: 989 - 984-1101 Box 168 Escanaba, MI 49829 This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. 400 Elm Street not mine. Adding your spouses name to the deed will expose your property to any judgments against him. He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. Complete, review and sign the quitclaim or warranty form. Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. P.O. Fax Number: 231-533-8317 I can now proceed with an easier and, "I asked if I could do this, and I not only got an answer, but also step-by-step instructions. Fax Number: 989-344-3223 We do not have any blank deed forms available in our office. Fax Number:269-945-1298 200 Division Street, Suite 150 3. Roberts and Roberts, L.L.P. A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Thank you. Rogers City, MI 49779 Box 35 http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds unlocking this expert answer. Keep in mind that you may lose property tax exemptions or be charged gift taxes for adding someone to your title. Transfer on Death Deed Forms All deed forms offered here: Are available for immediate download Are fill in the blank on your computer Include step by step guide explaining every blank on the form Include completed example of forms for reference Meet state statutory requirements for content Are formatted to meet county requirements for recording With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. Phone Number: 734-222-6700 Fax Number:517-264-4543 1101 Beach Street, Room 138 To learn more about tax liability associated with adding your spouse to a deed, read on! The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. Jennifer Mueller is an in-house legal expert at wikiHow. Approved. List of County Register of Deeds . Standish, MI 48658 Box 388 Phone Number: 989-832-6820 Email: deeds@co.muskegon.mi.us http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds Hillsdale MI 49242 That means he could pay substantially more in capital gains taxes than if he acquired the property when you died. 300 Walnut Street, Room 164 There are exceptions, such as if the other person is not paying you any money to be added to the deed. Phone Number: 906-884-4255 Both her name and my son's name are on the deed. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Fax Number: 231-873-9218 Generally speaking, adding another owner only makes the probate process more complicated. Personal Property 313-224-5860 For example, you may set it up so that you have an 80 percent interest in the property while your sister has a 20 percent interest in the property. Tenancy by the entirety is only available for married couples and is not recognized in some states. One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. 401 E. Houghton Ave. Your county recorders office will have a list of ways to claim property. 8527 E. Government Center Drive This article helped point the way. Some states require extra steps, such . Strike a line through any verbiage on the deed that does not apply to your circumstances. If your lender agrees not to enforce the clause, get the agreement in writing. Without reading this article, I would have pursued a different route. Crystal Falls, MI 49920 698 http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds You can buy one of these policies by paying a one-time fee, which typically is relatively low. 415 Third Street Fax Number: 906-387-2156 220 W. State St. Room 102 Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. Caro, MI 48723 P.O. http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds Box 303 Phone Number: 989-269-9941 Box 8645 Fax Number: 517-543-4134 201 W. Kalamazoo Avenue http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds Phone Number: 231-258-3315 In California, you can. Civil Rights, Inclusion & Opportunity Department. Fill in the recording information. Obtain a blank quit claim deed form from an office supply store, attorney or title company. http://www.co.calhoun.mi.us/, Cass County Register of Deeds Ann Arbor, MI 48107-8645 A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. "Joint Tenancy and Medicaid Eligibility." You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. "Adding someone to a deed" means transferring ownership to that person. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. Phone Number: 906-643-7306 Harrisville, MI 48740 Email: clerk@schoolcraftcounty.us Fax Number: 989-731-7519 Centreville, MI 49032 Adam Luehrs is a writer during the day and a voracious reader at night. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds Sault Ste. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. Talk to a property law attorney if you're interested in creating a tenancy by the entirety. Therefore, if you want to have survivorship rights, make sure the deed includes language stating that the ownership is as joint tenants with rights of survivorship. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. If you are added to the deed of someone else's home, you are not automatically responsible for the mortgage and payments, only if they add you to the mortgage, too. Phone Number: 269-781-0707 Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. Getting married does not automatically transfer a property to become a tenancy by entirety. P.O. Phone Number: 906-789-5100 "What Is Joint Tenancy and When Should I Use It?" The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Email: register@miottawa.org 287 W. Nepessing Street Suite 1 P.O. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. Suite 105 P.O. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds Cheboygan, MI 49721 Corunna, MI 48817 One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? St. Johns, MI 48879-1580 Houghton, MI 49931 https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds 400 Monroe, 7th Floor Phone Number: 517-279-4320 422 W. Lake Street % of people told us that this article helped them. You'll become joint tenants with rights of survivorship. Mt. Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds You'll need to transfer an interest by writing up another deed with the person's name on it. Email: regofdeeds@co.montcalm.mi.us Bessemer, MI 49911 Fax Number: 231-348-1773 Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. If you want to transfer title to a friend or your child, the same principle applies. Fax Number: 989-826-1156 120 N. Broadway Estate Planning in Michigan Using a Ladybird Deed. Phone Number: 906-293-5521 We use cookies to make wikiHow great. The most common scenario where you might want to add someone to your deed is if you own a home and you get married. Enjoy! Phone Number: 989-743-2216 P.O. How you add the person to your title affects whether the surviving owner must go through probate. Email: registerofdeeds@picounty.org Phone Number: 989-539-7131 Phone Number: 586-469-7953 Phone Number: 616-527-5320 Also specify the type of ownership each party will have. Phone Number: 906-482-1311 Please contact an attorney for any legal questions you may have. 800 10th Street, Suite 200 https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds In this case, 86% of readers who voted found the article helpful, earning it our reader-approved status. 219 Paw Paw Street, Suite 102 Phone Number: 231-547-7204 The current owner would also be one of the grantees, the persons receiving the grantors rights to the property. She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. Phone Number: 231-627-8808 Phone Number: 269-467-5552 E-mail:clerksoffice@macombgov.org Email: rdeeds@gogebic.org Box 377 This article was written by Jennifer Mueller, JD. 301 State Street To make changes to your property's deed, you must execute a new document rather than simply adding a name to your existing deed. Box 111 You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. IRS. This is a valid reason to have an attorney review a deed before you sign it and have it recorded. Become familiar with your spouses financial history before you decide to add his name to your deed. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. Maybe you just got married and would like your new spouse listed as part owner of your home. http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds You die 50 years later, and your spouse decides to sell the house five years after that for $1 million. Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. Thanks to all authors for creating a page that has been read 636,176 times. Beulah, MI 49617 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds You should contact your attorney to obtain advice with respect to any particular issue or problem. Phone Number: 231-592-0148 208 N. Shiawassee Street If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Last Updated: June 3, 2020 Email: registerofdeeds@emmetcounty.org Ideally, you won't just "add" your child's name to your existing deed. St. Ignace, MI 49781 Phone Number: 906-341-3618 This is a law that allows a husband and wife to hold a piece of property as if they were a single entity. If you have a tenancy by entirety, then it converts to tenancy in common. Hart, MI 49420 Fax Number: 231-258-3345 Box 5 Fax Number: 734-240-7395 310 Ludington Street, Suite 104 Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. 200 North Main St. Suite 110 If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. 720 W. Chisholm Street MSU Extension. Uniform Commercial Code Section Box 438 Phone Number: 269-983-7111 ext. P.O. A transfer on death (TOD) deed. A trustee of a trust is the person or agent who is appointed to administer the trust. Email: rod@chippewacountymi.gov https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds Fax Number: 616-994-4521 Fax Number: 989-269-8786 P.O. Accessed April 10, 2020. Quitclaim deeds in Michigan can give the grantee different types of rights. https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds Or, it could be that you want the ownership of your property to go to your child in the event of your death. Phone Number: 231-843-4466 http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds By signing up you are agreeing to receive emails according to our privacy policy. https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds Kalamazoo, MI 49007 Marie, MI 49783 You can't have it both ways, however. Phone Number: 269-657-8242 http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds